/* ═══════════════════════════════════════════════════════════════
   MOTION FITNESS — FINANCIAL DASHBOARD STYLES
   Premium dark theme with glassmorphic cards & teal accents
   ═══════════════════════════════════════════════════════════════ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=JetBrains+Mono:wght@400;500;600&display=swap');

/* ── CSS Custom Properties ────────────────────────────────────── */
:root {
  /* Brand */
  --teal:          #00b4a0;
  --teal-light:    #00dcc4;
  --teal-dark:     #008f7a;
  --teal-glow:     rgba(0, 180, 160, 0.35);

  /* Backgrounds */
  --bg-primary:    #06090f;
  --bg-secondary:  #0b0f18;
  --bg-card:       rgba(255, 255, 255, 0.028);
  --bg-card-hover: rgba(255, 255, 255, 0.05);
  --bg-elevated:   rgba(255, 255, 255, 0.06);

  /* Borders */
  --border-subtle:  rgba(255, 255, 255, 0.06);
  --border-card:    rgba(255, 255, 255, 0.08);
  --border-hover:   rgba(0, 180, 160, 0.3);

  /* Text */
  --text-primary:   #f0f2f5;
  --text-secondary: #8a93a6;
  --text-tertiary:  #5a6378;
  --text-accent:    #00dcc4;

  /* Semantic */
  --positive:       #00e68a;
  --positive-bg:    rgba(0, 230, 138, 0.1);
  --negative:       #ff6b7a;
  --negative-bg:    rgba(255, 107, 122, 0.1);
  --warning:        #ffb84d;
  --warning-bg:     rgba(255, 184, 77, 0.1);
  --info:           #5ea8ff;

  /* Spacing */
  --gap-xs:  0.375rem;
  --gap-sm:  0.75rem;
  --gap-md:  1.25rem;
  --gap-lg:  2rem;
  --gap-xl:  3rem;

  /* Radius */
  --radius-sm:  8px;
  --radius-md:  14px;
  --radius-lg:  20px;
  --radius-xl:  28px;

  /* Shadows */
  --shadow-card:    0 2px 20px rgba(0, 0, 0, 0.3), 0 0 1px rgba(255,255,255,0.05);
  --shadow-glow:    0 0 40px rgba(0, 180, 160, 0.12);
  --shadow-elevated: 0 8px 40px rgba(0, 0, 0, 0.5);

  /* Animation */
  --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
}

/* ── Reset & Base ──────────────────────────────────────────────── */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  font-size: 15px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  background: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  min-height: 100vh;
  overflow-x: hidden;
}

/* Ambient background glow */
body::before {
  content: '';
  position: fixed;
  top: -30%;
  left: -10%;
  width: 60%;
  height: 60%;
  background: radial-gradient(ellipse, rgba(0, 180, 160, 0.06) 0%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}
body::after {
  content: '';
  position: fixed;
  bottom: -20%;
  right: -10%;
  width: 50%;
  height: 50%;
  background: radial-gradient(ellipse, rgba(0, 100, 200, 0.04) 0%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}

/* ── Layout ────────────────────────────────────────────────────── */
.dashboard-wrapper {
  position: relative;
  z-index: 1;
  max-width: 1440px;
  margin: 0 auto;
  padding: var(--gap-lg) var(--gap-lg) var(--gap-xl);
}

/* ── Top Bar ───────────────────────────────────────────────────── */
.top-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--gap-md) var(--gap-lg);
  background: var(--bg-card);
  backdrop-filter: blur(24px) saturate(1.4);
  -webkit-backdrop-filter: blur(24px) saturate(1.4);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-lg);
  margin-bottom: var(--gap-lg);
  box-shadow: var(--shadow-card);
  animation: slideDown 0.6s var(--ease-out) both;
}

.brand {
  display: flex;
  align-items: center;
  gap: var(--gap-md);
}

.brand-logo {
  height: 42px;
  width: auto;
  filter: brightness(1.1);
  transition: transform 0.3s var(--ease-spring);
}
.brand-logo:hover {
  transform: scale(1.08) rotate(-2deg);
}

.brand-text h1 {
  font-size: 1.35rem;
  font-weight: 700;
  letter-spacing: -0.03em;
  background: linear-gradient(135deg, var(--text-primary) 0%, var(--text-secondary) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.brand-text span {
  font-size: 0.75rem;
  color: var(--text-tertiary);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

/* Location Toggle */
.location-toggle {
  display: flex;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 4px;
  gap: 4px;
  position: relative;
}

.toggle-btn {
  padding: 10px 22px;
  border: none;
  background: transparent;
  color: var(--text-secondary);
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  border-radius: 10px;
  transition: all 0.35s var(--ease-out);
  position: relative;
  z-index: 2;
  white-space: nowrap;
}

.toggle-btn:hover:not(.active) {
  color: var(--text-primary);
  background: rgba(255, 255, 255, 0.04);
}

.toggle-btn.active {
  color: #fff;
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  box-shadow: 0 2px 16px var(--teal-glow), inset 0 1px 0 rgba(255,255,255,0.15);
}

/* ── Period Info ────────────────────────────────────────────────── */
.period-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--gap-lg);
  padding: 0 var(--gap-xs);
  animation: fadeUp 0.6s var(--ease-out) 0.1s both;
}

.period-label {
  font-size: 0.8rem;
  color: var(--text-tertiary);
  font-weight: 500;
}
.period-label strong {
  color: var(--text-secondary);
}

.last-updated {
  font-size: 0.75rem;
  color: var(--text-tertiary);
  font-family: 'JetBrains Mono', monospace;
}

/* ── KPI Cards ─────────────────────────────────────────────────── */
.kpi-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--gap-md);
  margin-bottom: var(--gap-lg);
}

.kpi-card {
  position: relative;
  background: var(--bg-card);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: var(--gap-md) var(--gap-md) var(--gap-md);
  transition: all 0.4s var(--ease-out);
  overflow: hidden;
  animation: fadeUp 0.6s var(--ease-out) both;
  cursor: default;
}
.kpi-card:nth-child(1) { animation-delay: 0.1s; }
.kpi-card:nth-child(2) { animation-delay: 0.15s; }
.kpi-card:nth-child(3) { animation-delay: 0.2s; }
.kpi-card:nth-child(4) { animation-delay: 0.25s; }

.kpi-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--teal), transparent);
  opacity: 0;
  transition: opacity 0.4s;
}
.kpi-card:hover::before { opacity: 1; }

.kpi-card:hover {
  border-color: var(--border-hover);
  background: var(--bg-card-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-glow);
}

.kpi-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  margin-bottom: var(--gap-sm);
}
.kpi-icon.revenue  { background: rgba(0, 180, 160, 0.12); color: var(--teal-light); }
.kpi-icon.expenses { background: rgba(255, 107, 122, 0.12); color: var(--negative); }
.kpi-icon.profit   { background: rgba(0, 230, 138, 0.12); color: var(--positive); }
.kpi-icon.margin   { background: rgba(94, 168, 255, 0.12); color: var(--info); }

.kpi-label {
  font-size: 0.75rem;
  color: var(--text-tertiary);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--gap-xs);
}

.kpi-value {
  font-size: 1.85rem;
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1.1;
  margin-bottom: var(--gap-xs);
}

.kpi-sub {
  font-size: 0.75rem;
  color: var(--text-tertiary);
}

.kpi-change {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.75rem;
  font-weight: 600;
  padding: 3px 8px;
  border-radius: 6px;
  margin-top: var(--gap-xs);
}
.kpi-change.positive { background: var(--positive-bg); color: var(--positive); }
.kpi-change.negative { background: var(--negative-bg); color: var(--negative); }

/* ── Section Grid ──────────────────────────────────────────────── */
.section-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--gap-md);
  margin-bottom: var(--gap-md);
}

.section-grid.three-col {
  grid-template-columns: 1fr 1fr 1fr;
}

.section-grid.full {
  grid-template-columns: 1fr;
}

/* ── Card (generic panel) ──────────────────────────────────────── */
.card {
  background: var(--bg-card);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: var(--gap-lg);
  transition: all 0.35s var(--ease-out);
  animation: fadeUp 0.6s var(--ease-out) 0.3s both;
  position: relative;
  overflow: hidden;
}

.card:hover {
  border-color: var(--border-hover);
  box-shadow: var(--shadow-glow);
}

.card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--gap-md);
}

.card-title {
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--text-primary);
}

.card-badge {
  font-size: 0.7rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 6px;
  background: rgba(0, 180, 160, 0.1);
  color: var(--teal-light);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ── Revenue Breakdown List ────────────────────────────────────── */
.breakdown-list {
  list-style: none;
}

.breakdown-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid var(--border-subtle);
  transition: background 0.2s;
}
.breakdown-item:last-child { border-bottom: none; }

.breakdown-item:hover {
  background: rgba(255,255,255,0.02);
  margin: 0 -var(--gap-md);
  padding-left: var(--gap-md);
  padding-right: var(--gap-md);
}

.breakdown-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  margin-right: 10px;
  flex-shrink: 0;
}

.breakdown-label {
  font-size: 0.82rem;
  color: var(--text-secondary);
  flex: 1;
}

.breakdown-value {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-primary);
  font-family: 'JetBrains Mono', monospace;
}

.breakdown-pct {
  font-size: 0.72rem;
  color: var(--text-tertiary);
  margin-left: 10px;
  min-width: 42px;
  text-align: right;
}

/* ── Stat Row (mini KPIs inside cards) ─────────────────────────── */
.stat-row {
  display: flex;
  gap: var(--gap-md);
  margin-top: var(--gap-md);
}

.stat-mini {
  flex: 1;
  text-align: center;
  padding: var(--gap-sm);
  background: rgba(255,255,255, 0.02);
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-subtle);
}

.stat-mini .stat-val {
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}
.stat-mini .stat-label {
  font-size: 0.68rem;
  color: var(--text-tertiary);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: 2px;
}

/* ── Chart Container ───────────────────────────────────────────── */
.chart-container {
  position: relative;
  width: 100%;
  height: 280px;
}

.chart-container.tall {
  height: 340px;
}

.chart-container.short {
  height: 220px;
}

/* ── Data Table ────────────────────────────────────────────────── */
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.82rem;
}

.data-table thead th {
  text-align: left;
  padding: 10px 12px;
  color: var(--text-tertiary);
  font-weight: 600;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-bottom: 1px solid var(--border-card);
}

.data-table tbody td {
  padding: 10px 12px;
  border-bottom: 1px solid var(--border-subtle);
  color: var(--text-secondary);
}

.data-table tbody tr:hover td {
  background: rgba(255,255,255,0.02);
  color: var(--text-primary);
}

.data-table .mono {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.8rem;
}

.data-table .positive { color: var(--positive); }
.data-table .negative { color: var(--negative); }
.data-table .highlight { color: var(--teal-light); font-weight: 600; }

/* ── YoY Comparison Bars ───────────────────────────────────────── */
.yoy-row {
  display: flex;
  align-items: center;
  gap: var(--gap-sm);
  padding: 12px 0;
  border-bottom: 1px solid var(--border-subtle);
}
.yoy-row:last-child { border-bottom: none; }

.yoy-label {
  width: 110px;
  font-size: 0.78rem;
  color: var(--text-secondary);
  flex-shrink: 0;
}

.yoy-bars {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.yoy-bar-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
}

.yoy-bar-track {
  flex: 1;
  height: 8px;
  background: rgba(255,255,255,0.04);
  border-radius: 4px;
  overflow: hidden;
}

.yoy-bar-fill {
  height: 100%;
  border-radius: 4px;
  transition: width 1s var(--ease-out);
}
.yoy-bar-fill.y2025 { background: var(--text-tertiary); }
.yoy-bar-fill.y2026 { background: linear-gradient(90deg, var(--teal), var(--teal-light)); }

.yoy-bar-val {
  font-size: 0.72rem;
  font-family: 'JetBrains Mono', monospace;
  color: var(--text-secondary);
  min-width: 65px;
  text-align: right;
}

.yoy-change {
  font-size: 0.72rem;
  font-weight: 600;
  min-width: 55px;
  text-align: right;
}

/* ── Growth Scenario Cards ─────────────────────────────────────── */
.scenario-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--gap-sm);
}

.scenario-card {
  padding: var(--gap-md);
  background: rgba(255,255,255, 0.02);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  text-align: center;
  transition: all 0.3s var(--ease-out);
}
.scenario-card:hover {
  border-color: var(--border-hover);
  background: rgba(0, 180, 160, 0.04);
}
.scenario-card.featured {
  border-color: var(--teal);
  background: rgba(0, 180, 160, 0.06);
  box-shadow: 0 0 24px rgba(0, 180, 160, 0.08);
}

.scenario-label {
  font-size: 0.72rem;
  color: var(--text-tertiary);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.scenario-rate {
  font-size: 0.78rem;
  color: var(--text-secondary);
  margin-bottom: 8px;
}

.scenario-value {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--teal-light);
  letter-spacing: -0.03em;
}

.scenario-change {
  font-size: 0.75rem;
  color: var(--positive);
  font-weight: 600;
  margin-top: 4px;
}

/* ── Loan Cards ────────────────────────────────────────────────── */
.loan-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: var(--gap-sm);
}

.loan-item {
  padding: var(--gap-sm) var(--gap-md);
  background: rgba(255,255,255, 0.02);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
}

.loan-name {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 2px;
}

.loan-note {
  font-size: 0.7rem;
  color: var(--text-tertiary);
}

/* ── Member Growth Bar + Labels ────────────────────────────────── */
.member-month {
  display: flex;
  align-items: center;
  gap: var(--gap-sm);
  padding: 8px 0;
}

.member-month-label {
  width: 70px;
  font-size: 0.78rem;
  color: var(--text-secondary);
  flex-shrink: 0;
}

.member-bar-group {
  flex: 1;
  display: flex;
  gap: 4px;
  align-items: center;
}

.member-bar {
  height: 22px;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.68rem;
  font-weight: 600;
  color: #fff;
  transition: width 0.8s var(--ease-out);
  min-width: 28px;
}

.member-bar.new {
  background: linear-gradient(90deg, var(--teal), var(--teal-light));
}
.member-bar.cancel {
  background: linear-gradient(90deg, var(--negative), #ff8a97);
}
.member-bar.net-badge {
  background: var(--positive-bg);
  color: var(--positive);
  border-radius: 6px;
  padding: 2px 8px;
  font-size: 0.72rem;
  height: auto;
  min-width: auto;
}

/* ── Section Divider ───────────────────────────────────────────── */
.section-divider {
  display: flex;
  align-items: center;
  gap: var(--gap-md);
  margin: var(--gap-xl) 0 var(--gap-lg);
  animation: fadeUp 0.5s var(--ease-out) both;
}

.section-divider h2 {
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  white-space: nowrap;
}

.section-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: linear-gradient(90deg, var(--border-card), transparent);
}

.section-icon {
  font-size: 1.2rem;
  margin-right: 2px;
}

/* ── Footer ────────────────────────────────────────────────────── */
.dashboard-footer {
  text-align: center;
  padding: var(--gap-xl) 0 var(--gap-md);
  color: var(--text-tertiary);
  font-size: 0.72rem;
  letter-spacing: 0.04em;
}

/* ── Animations ────────────────────────────────────────────────── */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes countUp {
  from { opacity: 0; transform: scale(0.9); }
  to   { opacity: 1; transform: scale(1); }
}

@keyframes shimmer {
  0%   { background-position: -200% 0; }
  100% { background-position: 200% 0; }
}

.animate-in {
  animation: fadeUp 0.6s var(--ease-out) both;
}

/* ── Responsive ────────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .kpi-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .section-grid {
    grid-template-columns: 1fr;
  }
  .section-grid.three-col {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  html { font-size: 14px; }

  .dashboard-wrapper {
    padding: var(--gap-md);
  }

  .top-bar {
    flex-direction: column;
    gap: var(--gap-md);
    text-align: center;
  }

  .brand {
    flex-direction: column;
  }

  .kpi-grid {
    grid-template-columns: 1fr 1fr;
  }

  .scenario-grid {
    grid-template-columns: 1fr;
  }

  .stat-row {
    flex-wrap: wrap;
  }
}

@media (max-width: 480px) {
  .kpi-grid {
    grid-template-columns: 1fr;
  }
  .location-toggle {
    flex-direction: column;
  }
}

/* ── Utility ───────────────────────────────────────────────────── */
.text-positive { color: var(--positive) !important; }
.text-negative { color: var(--negative) !important; }
.text-teal     { color: var(--teal-light) !important; }
.text-muted    { color: var(--text-tertiary) !important; }
.text-mono     { font-family: 'JetBrains Mono', monospace; }
.fw-700        { font-weight: 700; }
.mt-md         { margin-top: var(--gap-md); }

/* ── Loading Skeleton ──────────────────────────────────────────── */
.skeleton {
  background: linear-gradient(90deg,
    rgba(255,255,255,0.03) 25%,
    rgba(255,255,255,0.06) 50%,
    rgba(255,255,255,0.03) 75%
  );
  background-size: 200% 100%;
  animation: shimmer 1.5s infinite;
  border-radius: var(--radius-sm);
}

/* Scrollbar */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: rgba(255,255,255,0.08); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: rgba(255,255,255,0.14); }

/* ── Main Tab Navigation ──────────────────────────────────────── */
.main-tabs {
  display: flex;
  gap: 4px;
  padding: 0.5rem var(--gap-lg);
  background: var(--bg-secondary);
  border-bottom: 1px solid var(--border-subtle);
  position: sticky;
  top: 64px;
  z-index: 90;
}

.main-tab-btn {
  background: transparent;
  border: 1px solid transparent;
  color: var(--text-secondary);
  font-family: 'Inter', sans-serif;
  font-size: 0.88rem;
  font-weight: 500;
  padding: 0.5rem 1.25rem;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all 0.2s var(--ease-out);
  letter-spacing: 0.01em;
}

.main-tab-btn:hover {
  color: var(--text-primary);
  background: var(--bg-card-hover);
}

.main-tab-btn.active {
  color: var(--teal-light);
  background: rgba(0, 180, 160, 0.12);
  border-color: rgba(0, 180, 160, 0.25);
}

/* ── Main Panel ───────────────────────────────────────────────── */
.main-panel {
  min-height: calc(100vh - 128px);
}

/* ── Tab Content Visibility ───────────────────────────────────── */
.tab-content {
  display: none;
}
.tab-content.active {
  display: block;
  animation: fadeUp 0.4s var(--ease-out) both;
}

/* ── Entity Pills ─────────────────────────────────────────────── */
.entity-pill {
  display: inline-block;
  font-size: 0.7em;
  font-weight: 500;
  padding: 3px 12px;
  border-radius: 20px;
  vertical-align: middle;
  margin-left: 4px;
}
.pill-f4l      { background: rgba(0,180,160,0.15);   color: #00dcc4; }
.pill-motion   { background: rgba(94,168,255,0.15);  color: #5ea8ff; }
.pill-holdings { background: rgba(255,184,77,0.15);  color: #ffb84d; }
.pill-bhh      { background: rgba(255,140,105,0.15); color: #ff8c69; }

/* ── Loan Cards Grid ──────────────────────────────────────────── */
.loan-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(480px, 1fr));
  gap: var(--gap-md);
  padding: 0 var(--gap-lg) var(--gap-lg);
}

@media (max-width: 900px) {
  .loan-cards-grid { grid-template-columns: 1fr; }
}

.loan-card {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: var(--gap-md);
  transition: border-color 0.2s, box-shadow 0.2s;
}

.loan-card:hover {
  border-color: var(--border-hover);
  box-shadow: var(--shadow-glow);
}

.loan-card-dim {
  opacity: 0.5;
  filter: grayscale(0.4);
}

.loan-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: var(--gap-md);
  padding-bottom: var(--gap-sm);
  border-bottom: 1px solid var(--border-subtle);
}

.loan-name {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.3;
}

.loan-lender {
  font-size: 0.78rem;
  color: var(--text-secondary);
  margin-top: 3px;
}

/* ── Loan Detail Grid ─────────────────────────────────────────── */
.loan-details-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem 1rem;
  margin-bottom: var(--gap-md);
}

@media (max-width: 600px) {
  .loan-details-grid { grid-template-columns: repeat(2, 1fr); }
}

.loan-detail-label {
  font-size: 0.72rem;
  color: var(--text-tertiary);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 4px;
  font-weight: 500;
}

.loan-detail-value {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-primary);
  line-height: 1.3;
}

.loan-detail-mono {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.82rem;
}

.val-highlight { color: var(--teal-light); }
.val-danger    { color: var(--negative); }
.val-muted     { color: var(--text-tertiary); }

/* ── Status Badges ────────────────────────────────────────────── */
.loan-status {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 20px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.status-active  { background: var(--positive-bg);  color: var(--positive); }
.status-pastdue { background: var(--negative-bg);  color: var(--negative); }
.status-paidoff { background: rgba(90,99,120,0.2); color: var(--text-secondary); }

.loan-alert {
  display: block;
  font-size: 0.74rem;
  color: var(--warning);
  margin-top: 6px;
  line-height: 1.4;
  max-width: 220px;
  text-align: right;
}

/* ── PDF Links ────────────────────────────────────────────────── */
.pdf-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: var(--gap-sm);
  padding-top: var(--gap-sm);
  border-top: 1px solid var(--border-subtle);
}

.pdf-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 0.75rem;
  color: var(--info);
  background: rgba(94,168,255,0.08);
  border: 1px solid rgba(94,168,255,0.18);
  padding: 4px 10px;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: background 0.15s, border-color 0.15s;
  white-space: nowrap;
  max-width: 100%;
  overflow: hidden;
  text-overflow: ellipsis;
}

.pdf-link:hover {
  background: rgba(94,168,255,0.16);
  border-color: rgba(94,168,255,0.35);
  color: #8ec5ff;
}

/* ── Debt Table ───────────────────────────────────────────────── */
.debt-table {
  font-size: 0.82rem;
}

.debt-table th {
  white-space: nowrap;
  font-size: 0.72rem;
}

.row-danger td {
  background: rgba(255, 107, 122, 0.04);
}

.row-danger td:first-child {
  border-left: 3px solid var(--negative);
  padding-left: calc(1rem - 3px);
}

/* ── Amortization Tables ──────────────────────────────────────── */
.amort-toggle-btn {
  display: block;
  width: 100%;
  margin-top: var(--gap-sm);
  padding: 0.55rem 1rem;
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  color: var(--text-secondary);
  font-size: 0.8rem;
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  cursor: pointer;
  text-align: left;
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.amort-toggle-btn:hover {
  color: var(--teal-light);
  border-color: rgba(0,180,160,0.3);
  background: rgba(0,180,160,0.05);
}

.amort-wrap {
  margin-top: 0.5rem;
}

.amort-label {
  font-size: 0.72rem;
  color: var(--text-tertiary);
  padding: 0.4rem 0 0.5rem;
  font-style: italic;
  letter-spacing: 0.02em;
}

.amort-unavail {
  font-size: 0.8rem;
  color: var(--text-tertiary);
  padding: 1rem;
  text-align: center;
  font-style: italic;
  background: rgba(255,255,255,0.02);
  border-radius: var(--radius-sm);
}

.amort-scroll {
  max-height: 380px;
  overflow-y: auto;
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
}

.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.78rem;
}

.amort-table th {
  position: sticky;
  top: 0;
  background: var(--bg-tertiary);
  color: var(--text-tertiary);
  font-size: 0.68rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 0.45rem 0.75rem;
  border-bottom: 1px solid var(--border-card);
  white-space: nowrap;
}

.amort-table td {
  padding: 0.3rem 0.75rem;
  border-bottom: 1px solid rgba(255,255,255,0.025);
  white-space: nowrap;
  color: var(--text-secondary);
}

.ar { text-align: right !important; }

.amort-past td   { opacity: 0.45; }
.amort-current   { background: rgba(0,180,160,0.08) !important; }
.amort-current td { color: var(--text-primary) !important; opacity: 1 !important; }
.amort-balloon   { background: rgba(255,184,77,0.08) !important; }
.amort-balloon td { color: var(--text-primary) !important; opacity: 1 !important; }

.amort-pastdue-row { background: rgba(255,107,122,0.05) !important; }
.amort-pastdue-row td { color: var(--negative) !important; opacity: 0.7 !important; }

.amort-num   { color: var(--text-tertiary) !important; font-size: 0.7rem; min-width: 28px; }
.amort-date  { min-width: 90px; }

.pill-mat      { background: rgba(180,138,255,0.15); color: #b48aff; }

.loan-docs { margin-top: 10px; padding-top: 10px; border-top: 1px solid rgba(255,255,255,0.06); }
.loan-docs-label { display: block; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; color: var(--text-tertiary); margin-bottom: 8px; }
.doc-links-row { display: flex; flex-wrap: wrap; gap: 6px; }
.doc-link {
  display: inline-flex; align-items: center; gap: 4px;
  padding: 4px 10px; border-radius: 6px;
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  color: var(--teal-light); font-size: 11.5px; text-decoration: none;
  transition: background .15s, border-color .15s;
  max-width: 280px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap;
}
.doc-link:hover { background: rgba(0,212,185,0.12); border-color: var(--teal-light); color: #fff; }

/* ── Bank Statements Section ─────────────────────────────────── */
.bank-month-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: var(--gap-md);
  padding: 0 var(--gap-lg) var(--gap-lg);
}

@media (max-width: 768px) {
  .bank-month-grid { grid-template-columns: 1fr; }
}

.bank-month-card {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: var(--gap-md);
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.25s var(--ease-out);
  position: relative;
  overflow: hidden;
}

.bank-month-card:hover {
  border-color: var(--border-hover);
  box-shadow: var(--shadow-glow);
  transform: translateY(-2px);
}

.bank-month-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--teal-light));
  opacity: 0;
  transition: opacity 0.3s;
}
.bank-month-card:hover::before { opacity: 1; }

.bank-month-card.net-negative::before {
  background: linear-gradient(90deg, var(--negative), #ff8a97);
}

.bank-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: var(--gap-md);
  padding-bottom: var(--gap-sm);
  border-bottom: 1px solid var(--border-subtle);
}

.bank-card-month {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-primary);
}

.bank-card-period {
  font-size: 0.72rem;
  color: var(--text-tertiary);
  margin-top: 2px;
}

.bank-card-net {
  text-align: right;
}

.bank-card-net-label {
  font-size: 0.68rem;
  color: var(--text-tertiary);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 2px;
}

.bank-card-net-value {
  font-size: 1.35rem;
  font-weight: 800;
  font-family: 'JetBrains Mono', monospace;
  letter-spacing: -0.03em;
}

.bank-card-net-value.positive { color: var(--positive); }
.bank-card-net-value.negative { color: var(--negative); }

.bank-card-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.6rem;
  margin-bottom: var(--gap-sm);
}

.bank-detail-item {}

.bank-detail-label {
  font-size: 0.68rem;
  color: var(--text-tertiary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 2px;
}

.bank-detail-value {
  font-size: 0.92rem;
  font-weight: 600;
  font-family: 'JetBrains Mono', monospace;
  color: var(--text-primary);
}

.bank-detail-value.credits-val { color: var(--positive); }
.bank-detail-value.debits-val  { color: var(--negative); }

.bank-pdf-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  color: var(--info);
  background: rgba(94,168,255,0.08);
  border: 1px solid rgba(94,168,255,0.18);
  padding: 6px 14px;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: all 0.2s;
  margin-top: var(--gap-sm);
  cursor: pointer;
}

.bank-pdf-link:hover {
  background: rgba(94,168,255,0.18);
  border-color: rgba(94,168,255,0.4);
  color: #8ec5ff;
  transform: translateX(2px);
}

/* ── Bank Statements Bar Chart ─────────────────────────────── */
.bank-chart-card {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: var(--gap-lg);
  margin: 0 var(--gap-lg) var(--gap-lg);
}

.bank-chart-bar-row {
  display: flex;
  align-items: center;
  gap: var(--gap-sm);
  padding: 8px 0;
  border-bottom: 1px solid var(--border-subtle);
}
.bank-chart-bar-row:last-child { border-bottom: none; }

.bank-chart-month-label {
  width: 70px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-secondary);
  flex-shrink: 0;
}

.bank-chart-bars {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.bank-chart-bar-track {
  height: 14px;
  border-radius: 4px;
  overflow: hidden;
  display: flex;
  align-items: center;
}

.bank-chart-bar-fill {
  height: 100%;
  border-radius: 4px;
  transition: width 1s var(--ease-out);
  display: flex;
  align-items: center;
  padding-left: 6px;
  font-size: 0.65rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  white-space: nowrap;
}

.bank-chart-bar-fill.credits-bar {
  background: linear-gradient(90deg, rgba(0,230,138,0.6), rgba(0,230,138,0.3));
}
.bank-chart-bar-fill.debits-bar {
  background: linear-gradient(90deg, rgba(255,107,122,0.6), rgba(255,107,122,0.3));
}

.bank-chart-net-val {
  width: 100px;
  text-align: right;
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.82rem;
  font-weight: 700;
  flex-shrink: 0;
}

/* ── Bank Statement KPI Grid ──────────────────────────────── */
.bank-kpi-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--gap-md);
  padding: 0 var(--gap-lg) var(--gap-lg);
}

@media (max-width: 900px) {
  .bank-kpi-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .bank-kpi-grid { grid-template-columns: 1fr; }
}

/* ── Net Profit Sparkline Bar ─────────────────────────────── */
.net-bar-visual {
  margin-top: 6px;
  height: 6px;
  border-radius: 3px;
  background: rgba(255,255,255,0.04);
  overflow: hidden;
}

.net-bar-fill {
  height: 100%;
  border-radius: 3px;
  transition: width 0.8s var(--ease-out);
}

.net-bar-fill.positive { background: linear-gradient(90deg, var(--positive), rgba(0,230,138,0.5)); }
.net-bar-fill.negative { background: linear-gradient(90deg, var(--negative), rgba(255,107,122,0.5)); }